Medical Plans at a Glance
2023–24 in-network Plans
Blue (Traditional) Plan | Orange (HDHP) Plan | |
---|---|---|
Preventive Care (per BCBSM Guidelines) | 100% coverage. Not subject to deductible. | 100% coverage. Not subject to deductible. |
Deductible | $700 per person; $1,400 family maximum | $1,700 if you have single coverage; $3,400 if you have two-person or family coverage |
Primary Care office visits | $25 copay. Not subject to deductible. | 80% coverage after deductible is met. |
online office visits | $10 copay. Not subject to deductible. | $49 fee until deductible met, then 80% coverage. |
urgent care and Specialist Office Visits | $50 copay. Not subject to deductible. | 80% coverage after deductible is met. |
Ambulance | $50 copay. Not subject to deductible. | 80% coverage after deductible is met. |
Emergency room visits | $250 copay. Not subject to deductible | 80% coverage after deductible is met. |
Most other covered services (see Benefits at a Glance below for exceptions of services covered at lower percent) | 80% coverage after deductible is met. | 80% coverage after deductible is met. |
Annual out-of-pocket maximum | $3,000 per person; $6,000 family maximum | $4,000 if you have single coverage. $7,150 if you have two-person or family coverage. |
auto accident exclusion (benefits are not payable under the plan for injuries received
in a accident involving a motor vehicle) FOR MORE INFO REVIEW: FAQ |
Yes, applicable. |
Yes, applicable. |
Benefits at a glance | Blue BAAG | Orange BAAG |
Summary of Benefits and Coverage: | Blue SOB&C | Orange SOB&C |
Employee premiums (per pay period, two times/month) *additional spouse surcharge (+$80 per pay) may apply |
Salary <$33,500K Single: $35.99 Two-Person*: $104.02 Family*: $151.10 Salary $33,500K–$70K Single: $45.22 Two-Person*: $131.18 Family*: $192.20 Salary $70K–$100K Single: $53.54 Two-Person*: $150.77 Family*: $220.75 Salary >$100K Single: $56.63 Two-Person*: $160.90 Family*: $233.28 |
Single: $15.25 Two-Person*: $36.50 Family*: $50.00 |
Provider Informaiton
Blue Cross Blue Shield of Michigan
1.877.671.2583